Total Expense Ratio or TER, refers to the total ETF issuer costs across your portfolio - it influences the price of each ETF. All the ETFs in portfolios have their own charges or fund costs. As we adjust the target weight of each asset constantly, the aggregated TER varies by portfolio and in time. The individual fund costs of the underlying ETFs will vary depending on the issuer and type of ETF (bond, equity and geographic region). Given our focus on costs, ETFmatic aims to construct portfolios with the leading ETF providers offering the best products with lowest possible fees. The total fund costs  will vary depending on the asset allocation you have selected. Currently most of portfolios range between 0.1% and 0.3%.